22/04/2022 Commercial Space
Digitization and digitalization. From a practical standpoint, both almost work in tandem when even one of them is put to practice. While digitization is the conversion of data or information into a digital medium; digitalization is the application of digital technologies in processes and workflows. How is this process significant in investments?
Currency issued and recognized by the government has replaced precious metals or any other goods that needed to be exchanged to avail any product or service. The same currency in bank accounts operates as mere numbers. With the proliferation of online payment systems and eCommerce, more and more people are confident about transacting via their smartphone or through the net-banking portal of their banks. As per the annual report of RBI, overall, the total digital transaction volume in India in 2020-21 stood at 4,371 crores, as opposed to 3,412 crores in 2019-20. Trust in the digital way is growing by the day.
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