What is the Commission Structure for Insurance Brokers in India
26/03/2026 Accounting - Finance
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Description
The commission structure for insurance brokers in India refers to how brokers earn a percentage of the premium paid by customers, which is provided by insurance companies and regulated by IRDAI to ensure transparency and fairness. Brokers do not charge clients directly; instead, their commission is already included in the policy cost, covering services like policy comparison, expert advice, and claims support. This structure varies across life, general, and reinsurance products depending on factors like policy type and risk. Today, trusted advisory firms like Helios Global focus not just on commissions but on delivering transparent, client-centric insurance solutions that build long-term trust.
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