What is Covered Under Bike Insurance Policy?

10/05/2021 Financial & Legal Services

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If you want to purchase or renew a two-wheeler insurance policy for your bike, you can look into the inclusions that each company offers. If you enjoy riding your bike, you can be involved in a road accident at any moment. Bike insurance policy also includes coverage for the bike's owner as well as third-party injury.
The following is a full list of what's included in a standard two wheeler insurance policy:
Losses & Damages Suffered Due to Natural Calamities
In case of any due to natural calamities such as lightning, earthquakes, floods, hurricanes, cyclones, typhoons, storms, tempests, inundation, hailstorms, and landslides and rockslides, among others, bike insurance policy will compensate any loss or harm to the insured vehicle.
Losses & Damages Suffered Due to Manmade Calamities
It provides security against riots, strikes by outside forces, hostile acts, terrorist activity, and any damages sustained when travelling by road, train, inland waterway, lift, elevator, or air, among other things.
Own Damage Cover
This coverage protects the insured vehicle from destruction or harm caused by natural disasters, fire and explosion, man-made disasters, or robbery.
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