What Factors Influence Home Loan Interest Rates

07/04/2022 Financial & Legal Services

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When you are ready to finance a home, a number of factors go into determining your Home loan interest rate. Your credit history is one of the biggest factors when lenders choose an interest rate for you.

Here are a few factors that can influence a home loan interest rate:

Loan tenure
Credit score
Repo rate
Home buyer’s job profile
Loan-to-value ratio

There are a variety of factors that can influence the interest rates for a home loan but no need to worry, PNB Home Loans makes it easy to finance your new home purchase, construction, or renovation. Our aim is to keep the interest rates on your home loan as low and affordable as possible. We are here to guide you! If you are looking to finance your dream home, then we are here to guide you! Visit our official website of PNB Housing and apply for a loan with us.

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