SIGNIFICANCE OF BANKING APIs

06/06/2024 Computer - IT - Webs

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Description

The use of API in banking and fintech allows for communication between outside parties and online banking platforms. For instance, utilizing the already completed KYC procedure, an independent payment or financial service provider can obtain specific information on a certain user through his or her bank account. Contrary to what the opponents claim, a banking API can only access a customer's data with the customer's full agreement.

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