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The present Pradhan Mantri Mudra Yojana is the major scheme that was formulated by Prime Minister Narendra Modi in the year 2015 and is directed to energize the entrepreneurship as well as the production units of micro-enterprises throughout the country. An aspiring entrepreneur is always allowed to seek loans from Rs 10,000 to Rs 20 lakhs without collaterals so that an individual or business can easily avail needed finance uncollateralized using assets.

PMVVY makes it possible for those who are asset poor or assetless to start or expand their venture and assist in the labor market. The scheme offers credit access, since it provides access to financial facilities that make these people able to start or expand ventures. More importantly, this scheme focuses on including more women entrepreneurs, the very deprived communities, making sure the finance means become accessible to all sections.


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