Kotak811 is a digital zero balance savings account that can be opened online by everyone

Kotak811 Digital Savings Account lets you apply for a Zero Balance Savings Account online or an 811 Edge Digital Savings Account based on your needs.
You can apply for Zero Balance Savings account and can grow your money with up to 4% interest p.a. The digital savings account helps with regular banking activities like transferring funds, paying bills and more.

Benefits
1) As it is a zero balance account, there are no charges on non - maintenance of minimum balance. Spend your balance to the last rupee without any worry.
2) You can get a Virtual Debit Card instantly for online shopping and digital payments.
3) You can transfer money online for free and with ease from your Kotak811 zero balance account.
4) 180+ features that let you carry out your banking transactions, pay bills, invest, shop and do much more with just a few taps. The app is secure with two-factor authentication and has an easy interface.
5) You can complete your verification through Video KYC and open a zero balance account without any restrictions.
6) You can apply for Zero Balance Account and you can instantly get a #DreamDifferent Credit Card without paying any joining & annual fees.

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