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To secure an education loan for higher studies, start by researching lenders offering student loans. Compare interest rates, repayment terms, and eligibility criteria. Prepare necessary documents like admission letter, identity proof, academic records, and financial statements. Apply online or visit the lender’s branch, completing the application form accurately. Await approval, and once sanctioned, sign the loan agreement. Ensure to use funds solely for educational expenses and plan for timely repayments post-graduation to build good credit and avoid penalties.

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