03/06/2022 Financial & Legal Services
Secure yourself from surging medical costs and unexpected health issues with the Health Top Up Policy. The Health Top Up Policy is a super top-up plan that extends your coverage for illnesses and expenses not covered by your base plan or top-ups, it also comes with a deductible threshold.
Our health insurance provides top up policy that helps securing yourself and your family from unexpected hospitalization expenses and medical issues.
Benefits:
• Sum Insured options: Rs 10 lakh/Rs 15 lakh/Rs 20 lakh/Rs 25 lakh/Rs 50 lakh, with deductible amount options of Rs 3 lakh/Rs 4 lakh/Rs 5 lakh
• Pre & post hospitalisation: Medical expenses incurred, due to illness of up to 30 days period immediately before and 60 days immediately after an Insured Person's admission to a hospital
• Day Care procedures: Medical expenses for all day care procedures and surgeries, where such procedures or surgeries are undertaken by an insured person as an in-patient in a hospital, for a continuous period of less than 24 hours
• Domiciliary Cover: Covers medical expenses incurred for domiciliary hospitalisation, up to the Sum Insured
• Cover for alternate methods of treatment: Reimbursement of expenses for alternative treatment, up to the Sum Insured
• Organ donor expense: Covers medical expenses incurred for an organ donor’s hospitalisation for an organ donated to the insured person
• Domestic Road Emergency Ambulance: Ambulance expenses incurred to transfer the insured person, following an emergency, to the nearest hospital. Maximum amount payable is Rs <3,000>, per event of emergency hospitalisation
• Air Ambulance: Covers expenses incurred on Air Ambulance services to transfer the insured person to the nearest hospital in case of an emergency. Maximum amount payable under this cover is 10% of the Sum Insured, as stated in the policy schedule.
Visit ICICI Bank to know more.
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