02/12/2022 Financial & Legal Services
Are you looking for a home mortgage loan? If so, Bajaj Finserv can assist you in achieving your goal of owning your dream home. A home mortgage loan is a type of secured loan that allows borrowers to access more funds in as little as 72 hours and at the lowest annualised interest rate of 9.15%. However, before applying for a mortgage loan, you should consider the top factors that will influence your application.
Factors that Affect Your Loan Application:
1. Employment Type: The mortgage loan interest rate for a salaried employee is higher than a self-employed person.
2. CIBIL Score: It is one of the most important factors. A high CIBIL score helps you to avail maximum funds by mortgaging your property.
3. Existing Loans and Credits: Before providing a home mortgage loan, lenders have the right to know your banking status, and you must pay all of your debts on time.
After all, Bajaj Finserv offers a variety of mortgage loan options based on your needs. Visit the official websites now.
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