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The loan against the property interest rate is affordable because it's a secured loan. One can further strike a deal to lower the loan against property interest rate by taking steps to enhance their CIBIL score along with making a higher down payment and providing proof of higher income.

The loan against property interest rate depends on the amount that is being approved, the location of the property, borrower’s creditworthiness, repayment tenor, the current market value of the property etc. The principal amount of a loan against a property is decided based on the value of the mortgaged property.

You can check more about loan against property interest rate at bajaj finserv’s website.
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