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Although it is easy to get a personal loan, you should avail of them only when you need urgent cash without disturbing your savings account. You can use a personal loan for any reason – travel, a medical emergency, a wedding expense, a down payment on a house, etc. It is also important to create a repayment plan as per your affordability. In this case, using a personal loan EMI calculator comes in handy when you know the interest rate. Input three simple details in the calculator – loan amount, interest rate, and tenure. You can adjust the tenure or the loan amount to come up with an EMI or repayment plan which meets your affordability. Visit IndusInd Bank’s website to know more.

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