Do You Know How to Claim Tax Benefit on Home Loan

12/05/2021 Financial & Legal Services

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The process to claim tax benefits on a home loan differs with the borrower type, i.e., self-employed and salaried borrowers. To make a home loan tax benefits claim, salaried housing loan borrowers must take care of a few essential aspects. Below are the following points to claim tax benefit on home loan.

1. Confirm that ownership of the residential property so financed is in your name. When making a home loan tax claim as a joint borrower, ensure to be the co-owner of the property.

2. Calculate the eligible tax deduction with the help of an income tax calculator to proceed with the claim.

3. Obtain the interest certificate from Bajaj Housing Finance Limited and hand it over to your employer for TDS adjustment.
For more details visit Bajaj Housing Finance website.

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