Choosing Between SBI and HSBC Cashback Credit Cards Key Differences

SBI Cashback Credit Card

Cashback: 5% Cashback on online* spends without any merchant restriction

Welcome Bonus: Nill

Reward Points: Cashback will be credited to next month’s statement

Annual Fee: Cashback SBI Credit Card has an annual fee of ₹999 plus taxes.

Insurance Benefits: NO Insurance coverage

Fuel Surcharge Waiver: 1% waiver on fuel transactions at all petrol pumps in India

HSBC Cashback Credit Card

Cashback: 1.5% unlimited cashback on all other spends

Welcome Bonus: Amazon voucher worth ₹1,000

Reward Points: Cashback will be credited within 45 days of the card’s statement

Annual Fee: The joining and annual fee of the HSBC Cashback Credit Card is ₹999 plus taxes.

Insurance Benefits: Insurance coverage worth ₹3 lakhs against misuse of cards.

Fuel Surcharge Waiver: 1% fuel surcharge waiver

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