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Apply for the best lifetime free credit cards online! Apply for no annual fees credit cards through the online portal of the official website of the bank. A lifetime credit card is a type of credit card that gives the holder an infinite amount of time to pay it back. If you stop paying your bill on time, then a late fee will be charged, and if you still do not pay the credit card bill on time, the bank will deactivate your credit card, affecting your credit score.

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