10/01/2023 Financial & Legal Services
A mortgage loan is a type of secured loan, and it has a low rate of interest because it is secured by collateral. Borrowers can access the required funds in as little as 72 hours and at the lowest annualized interest rate. However, before applying for a mortgage loan, you should consider the top factors that will influence your application.
Factors that Affect Your Loan Application:
1. Employment Type: The interest rate on a mortgage loan is higher for salaried employees than for independent contractors.
2. CIBIL Score: This is another crucial consideration.
A high CIBIL score enables you to mortgage your property for the highest amount of money.
3. Current Loans and Credits: Lenders have the right to inquire about your financial situation before approving a mortgage loan, and you must make timely payments on all of your debts.
After all, Bajaj Finserv offers a variety of mortgage loan options based on your needs. Visit the official websites now.
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