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Whether you own a residential, commercial or special use property, it is an asset that can be used as collateral against a loan, when you have a financial requirement. Monetary problems pertaining to business expansion, child’s higher studies, wedding or medical emergency can strike anytime, but it can be settled conveniently, if you own a property. You can easily secure a loan by mortgaging your property. A Loan Against Property or LAP is a secured loan obtained by any individual or entity who owns a property in his/her name.

Loan Against Property Features:

• High Loan Amount: Based on the value of the property being offered as collateral, ICICI Bank lets you avail a high loan amount of up to Rs 5 crore, at a low interest rate.
• Flexible Loan Tenure: ICICI Bank’s Loan Against Property features a longer loan duration with a tenure of up to 15 years, so you experience reduced EMIs
• Loan Transfer: ICICI Bank lets you transfer your existing Home Loan or any other existing Loan Against Property with other financiers, using the Loan Against Property Balance Transfer facility.
• Special offers for doctors: Get a quick sanction on a loan amount that is up to 70% of your property value.
• Attractive LAP Interest Rates: With ICICI Bank, you can avail a Loan Against Property at an interest rate, which is affordable.

Avail Loan Against Property (LAP) for both salaried and self-employed to manage your business or personal needs from ICICI Bank at lowest interest rates and enjoy comfortable EMIs with a long tenure of up to 15 years.

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