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13Karat is a P2P-enabled Invest-Tech platform owned by Sqrrl Fintech Pvt. Ltd., a group company of Aeries Financial Technologies. 13Karat partners with RBI-registered P2P NBFCs namely Lendbox and RupeeCircle to manage the funds deposited by the investors. Through this partnership, the invested amount finds its way into a hyper-diversified pool of credit-worthy borrowers, carefully sourced by the two NBFCs. 13K offers multiple high-return investment products. 13Karat empowers retail investors to maximize the potential of their investments by providing a smarter way to make their money work for them. It achieves this by prioritizing a prudent approach to mitigate risk through hyper-diversification. As a result, investors can invest with confidence and earn inflation-beating interest rates of up to 13 percent per annum, surpassing conventional, low-yield investment options such as FDs and corporate bonds.

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