Viyona Fintech, a digital payments platform, announced on Monday that it has received approval from the National Payments Corporation of India (NPCI) to operate as a Third-Party Application Provider (TPAP).

This milestone enables Viyona to offer Unified Payments Interface (UPI) services in collaboration with partner banks, further strengthening India’s expanding digital payments ecosystem, the company said in a statement.

With this approval, Viyona aims to deliver secure and scalable UPI solutions that drive financial inclusion across both rural and urban markets.

Its flagship product, GraamPay, empowers farmers, small merchants, and local communities with seamless digital collections, payouts, and frictionless UPI transactions, supporting the broader mission of promoting digital adoption and financial accessibility across India.