Viyona Fintech, a digital payments platform, announced on Monday that it has received approval from the National Payments Corporation of India (NPCI) to operate as a Third-Party Application Provider (TPAP).

This milestone allows Viyona to offer Unified Payments Interface (UPI) services in collaboration with partner banks, further contributing to India’s growing digital payments ecosystem, the company said in a statement.

With this approval, Viyona aims to deliver secure and scalable UPI solutions that promote financial inclusion across both rural and urban markets.

Its flagship product, GraamPay, empowers farmers, small merchants, and local communities to seamlessly manage digital collections, payouts, and UPI transactions, supporting the broader mission of driving digital adoption in underserved areas.