Insurance can be claimed for severe damages as well huge damages. For that one need to take proper insurance policy for their Vehicle . Covering damage with Vehicle Property Damage Insurance Claims can help you to repair/recover your Vehicle . Huge damage like theft, fire, natural disaster cost heavy amount for recovering the whole damage and to be able to cover all the expenses, insurance policies can be claimed just by following right process. The insurance can only be claimed if the Vehicle owner has proper documents of insurance and photographs of the damage. If there are no complete documents, the claim might get rejected