Enable Aadhaar-Based Banking with Nikatby's AEPS API Solutions

Nikatby’s AEPS (Aadhaar Enabled Payment System) API Solutions empower fintech businesses, retailers, and service providers to offer secure, biometric-based banking services across India. Designed to support financial inclusion, Nikatby AEPS enables instant cash withdrawals, balance enquiries, and mini statements using Aadhaar authentication — all through a fast, reliable digital platform.

With Nikatby AEPS, businesses can extend basic banking services to customers even in remote locations. The system supports PAN India coverage and works seamlessly with multiple banks, making it easier for agents and merchants to serve a wider customer base. Transactions are processed in real time, ensuring quick confirmations and smooth user experiences.

Nikatby offers developer-friendly AEPS APIs with simple integration and sandbox testing, helping partners go live faster without complex technical setups. Whether you’re building a fintech app, managing a retailer network, or expanding digital banking services, Nikatby provides the tools needed for secure and scalable operations.

Security is a top priority. Every AEPS transaction is protected with encrypted communication and biometric verification, reducing fraud risks while maintaining compliance-ready standards. The smart dashboard allows businesses to track withdrawals, commissions, and transaction history in one centralized panel, giving complete visibility and control.

Beyond core AEPS services, Nikatby supports balance enquiry and mini statement features, helping customers manage their accounts easily. Retailers benefit from commission-based earnings, while businesses gain a new revenue stream through Aadhaar-based banking.

Trusted by growing fintech companies and agents nationwide, Nikatby AEPS API Solutions combine speed, security, and simplicity. With dedicated technical support and reliable infrastructure, Nikatby helps businesses deliver essential banking services efficiently.

If you’re looking to launch or expand Aadhaar-enabled payments, Nikatby provides a powerful AEPS platform that drives accessibility, boosts customer satisfaction, and supports long-term business growth.