iGCB’s Intellect Digital Core (IDC) is a modern, cloud-native core banking solution designed to serve retail, SME, and corporate banking. Built on the composable eMACH.ai architecture—leveraging microservices, open APIs, AI components, and headless design—it provides unmatched flexibility and scalability. The platform supports a full range of banking functions including deposits, loans, payments, treasury, trade finance, and general ledger. With a visual product configurator and low-code/no-code tools, banks can rapidly launch new products and customize services. IDC is trusted globally by top-tier banks for its real-time payment capabilities, contextual pricing, strong risk and liquidity management, and seamless integration with third-party ecosystems. Recognized as a leading core banking platform, it empowers financial institutions to achieve agile operations, deliver superior customer experiences, and scale efficiently through a pay-as-you-grow model.