It is not an easy thing that find anybody who are willing to offer you loans based on the asset of your property a decade ago. The credit score is a more important reference for them. Although some entrepreneurs are willing to lend the loan at high interest rates.
However, they treat the good security of their money as the most important point to lend their loans and don't care about why people want to borrow money from them. It means that someone who were getting through emergency but they have not a good credit cannot get the money from them. However, this situation has been changed by the appearance of the registered money lender Singapore.