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Many foreigners may plan to buy a house in Singapore since they have been stayed in Singapore for several years. Well, it is a huge expense and it is difficult if you have low income in Singapore. If you want to take out a foreigner loan from a bank to achieve this purpose, you should need to meet their requirements. When a local Singaporean getting a personal loan from a bank for your house, the maximum loan amount is about 70% of the purchase price of the property and it is also depending on the financial institution's credit assessment. Documents like original and duplicate of ID card or passport, proof of income, the latest income tax assessment, housing contract, purchase contract, individual bills in the past six months, housing loan application form and other documents may be required. The steps of applying for a personal loan from a bank will be client application and related documents, valuation, bank approval, the Bank will inform the solicitor to prepare related contract, the customer sign a mortgage agreement, lawyer register the loan agreements, the customer pay other expenses to the bank and to developers to pay outstanding balance, then the bank will disbursement of their loans. In this case, you can turn to a licensed private money lender to apply for a foreigner loan in Singapore. The licensed money lender plays an important role in our society. It can deliver a variety of short and long term loans and advances. They specialise in lending money to those who are in need of money to overcome their financial problems. It is advisable to seek professional and efficient services that will introduce the detailed information to the borrowers. The easy application process is one of the most important things that most people will consider. These lenders are striving to offer an alternative to the rigid traditional lending structures. These lenders can provide the customized financial products for your needs. In addition, you can enjoy better value with competitive rates. And you should read the easy repayment policies. Whether you are in need of a huge loan or a small one, loans are always cumbersome to payback especially more, so if you choose to take it from lenders without verifying their background. Here are some tips for selecting a reputed and reliable the foreigner loan in Singapore. Always check their credentials. Make sure they are licensed to provide cash loans.  

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