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The Housing Development Finance Corporation Limited (HDFC) was along in the middle of the first to understand on an 'in principle' commendation from the Reserve Bank of India (RBI) to set happening a bank in the private sector, as share of RBI's liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the declare of HDFC Bank Limited , behind its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995.

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