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Digital payments platform Viyona Fintech has received approval from the National Payments Corporation of India (NPCI) to operate as a Third-Party Application Provider (TPAP). This approval marks a significant milestone in the Hyderabad-based company’s growth journey, enabling Viyona to offer Unified Payments Interface (UPI) services in collaboration with partner banks. The initiative will help expand access to digital payments across Tier II, Tier III, and underserved rural markets in India. “This approval reflects NPCI’s confidence in our fintech capabilities to make UPI payments more accessible for farmers, shopkeepers, and households. Through GraamPay, we are committed to delivering simple and secure financial tools that empower both urban and rural communities,” said Ravindranath Yarlagadda, Founder of Viyona Fintech. Viyona’s flagship product, GraamPay, is designed to address the digital payment needs of rural India. The platform enables farmers, small merchants, and local communities to perform collections, payouts, and UPI transactions seamlessly. It also supports rural e-commerce and fosters financial literacy through a network of Village-Level Entrepreneurs (VLEs). With NPCI’s approval, Viyona Fintech is set to play a vital role in strengthening India’s digital payments infrastructure and advancing financial inclusion across the nation.