Talk to our foreclosure attorney Massachusetts for preventing foreclosure on your home. Stay involved in the process. Many homeowners who have applied for a loan modification are surprised to learn that their lender can keep the foreclosure process going at the same time! This may not seem fair, but the lender is going to take whatever steps are necessary to protect their rights, and so should you. Even though you have applied for a loan modification, your lender can still foreclose on your home and auction it off. You will need to stay in regular contact with your lender to make sure that they have postponed your auction to give them time to review your loan modification application.