5 Factors That Can Affect Property Loan Interest Rates

15/10/2020 Financial & Legal Services

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Interest rates on loans against property can contribute significantly to the cost-effectiveness as the extended tenor and sizeable EMIs of these advances can affect one’s repayment capacity. Also, as the loan amount is of high value, even a split-percentage increase in the lending rate can lead to substantial interest accumulation over its repayment timeline.

Factors that affect property loan rates:
- Cibil Score
- Employment Profile
- Down Payment Made
- Choice of Interest Type
- Property Location

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